.tool-zone{padding:72px 0 100px}.tool-tabs{display:flex;gap:8px;overflow:auto;margin-bottom:24px;padding-bottom:6px}.tool-tabs button{white-space:nowrap;padding:13px 17px;border:1px solid #ccd7e4;background:#fff;color:#17304f;font-weight:800;cursor:pointer}.tool-tabs button.active{background:#062956;color:#fff;border-color:#062956}.tool-panel{display:none;padding:32px;background:#fff;border:1px solid #dce4ee;box-shadow:0 18px 50px #09294f12}.tool-panel.active{display:block}.tool-heading{display:flex;justify-content:space-between;gap:24px;align-items:flex-start;margin-bottom:26px}.tool-heading span{color:#a87112;font-size:.72rem;font-weight:900;letter-spacing:.14em}.tool-heading h2{margin:6px 0 8px;color:#061f43;font-family:var(--font-serif);font-size:clamp(1.8rem,3vw,2.7rem);font-weight:400}.tool-heading p{max-width:720px;margin:0;color:#5e6c7f}.tool-panel button{padding:11px 15px;border:0;background:#062956;color:#fff;font-weight:800;cursor:pointer}.tool-panel button.secondary,.tool-panel .add-row{background:#fff;color:#062956;border:1px solid #9fb0c4}.responsive-table{overflow:auto}table{width:100%;border-collapse:collapse}th,td{padding:11px 8px;border-bottom:1px solid #dce4ee;text-align:left;vertical-align:top}th{color:#496078;font-size:.75rem;text-transform:uppercase}td input,td select,.score-item select{width:100%;min-width:110px;padding:9px;border:1px solid #bdcad8}.tool-actions{display:flex;gap:10px;margin-top:24px}.result{margin-top:24px;padding:24px;border-left:5px solid #d99400;background:#f4f8fc}.result strong{display:block;color:#062956;font-family:var(--font-serif);font-size:2rem}.score-item{display:grid;grid-template-columns:1fr 180px;gap:20px;align-items:center;padding:15px 0;border-bottom:1px solid #dce4ee}.expert-cta{display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center;margin-top:48px;padding:36px;background:#061f43;color:#fff}.expert-cta h2{margin:8px 0;font-family:var(--font-serif);font-size:2rem;font-weight:400}.expert-cta .eyebrow,.expert-cta p{color:#dce7f5}@media(max-width:720px){.tool-panel{padding:22px 15px}.tool-heading,.expert-cta{display:grid}.score-item{grid-template-columns:1fr}.tool-actions{flex-direction:column}}
/* Keep tools usable without horizontal page overflow on touch screens. */
.tool-tabs{max-width:100%;-webkit-overflow-scrolling:touch}.tool-panel{min-width:0}.tool-heading h2,.result{overflow-wrap:anywhere}.responsive-table{max-width:100%;-webkit-overflow-scrolling:touch}
@media(max-width:840px){.tool-heading{display:grid}.tool-actions{flex-wrap:wrap}.expert-cta{grid-template-columns:1fr}.expert-cta>a{justify-self:start}}
@media(max-width:420px){.tool-zone{padding-top:45px}.tool-panel{padding:20px 12px}.tool-heading h2{font-size:clamp(1.65rem,9vw,2rem)}.tool-actions button{width:100%}.result{padding:18px 14px}}